When the Weather Turns in Pennsylvania, Make Sure Your Home is Ready

Summer has ended, but there’s no need to fret here in Pennsylvania: Fall brings with it crisp, cool days, wonderful colors – and football season!GRACIE PUPPY 2

It also brings some maintenance tasks. We here at McKeighan Insurance Agency, Inc. recommend you ensure your home is ready for fall and winter weather in Pennsylvania. Check out the following information for some general tips from the National Association of Home Builders, and don’t hesitate to call us at 610-355-9400 if you have questions related to your insurance coverage.

Exterior maintenance 

Gutters: Leaves, pine needles and other material can clog your gutters in the fall, preventing proper drainage and putting you at risk of having water damage to your walls, foundation, basement or landscaping. Remove all debris from your gutters and consider installing one of the many available gutter guard systems – it could be the last time you have to worry about clogged gutters.

Trees: Weak trees and branches can break and cause damage to your Newtown Square home, car or even someone walking on your property (the latter is a good reason to consider a personal umbrella insurance policy). Watch out for large dead or detached branches, as well as cracks or rotten wood along trunks and major branches. If there are potential hazards, call a professional tree service.

Roof: Damaged or loose shingles, as well as gaps where roofing or siding meets vents and flues, can mean emergency (and expensive) repairs later. Being proactive is the best way to avoid problems – if you see signs of damage, you’ll want to call a professional roofer.

Walls: Exterior walls of your home keep the weather out – so make sure they’re up to the challenge of winter in Pennsylvania. Look for possible damage or decay on siding and trim, and patch or replace pieces if necessary.
Interior maintenance – what you need to know in Pennsylvania

Insulation: Check the insulation in your attic, basement and crawl spaces, and insulate pipes in those spaces to protect against freezing.

Pipes: Nobody wants to deal with a frozen pipe, so if you live in a place susceptible to freezing, wrap exposed ones with heating tape every winter and keep your home above 65 degrees. Always check for cracks and leaks. And know where the main water shut-off is in your home so you can act quickly if there is a problem.

Heating: It’s a good idea to have your heating systems (furnace, fireplace, water heater, etc.) serviced every year.

For further questions and assistance, please contact McKeighan Insurance Agency, Inc. at 610-355-9400 or bmckeighan@mckeighaninsurance.com.

McKeighan Insurance Agency, Inc.: Serving Pennsylvania and New Jersey since 1960.

Content provided by: Safeco Insurance

Posted on: October 2nd, 2013 at 2:50pm by Bob McKeighan. Filed under: Uncategorized

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